Identifies your current financial stage — Accumulation, Consolidation, Spending, or Gifting.

This determines your capital priorities, liquidity needs, and long-term planning focus.

Your life stage influences asset allocation more than market forecasts.

Understanding this stage helps align strategy with structural financial reality. 

Measures your financial ability — not emotional willingness — to absorb market volatility.

It evaluates time horizon, income stability, liabilities, dependents, and liquidity strength.

Risk Capacity ensures your investment strategy does not exceed your financial resilience.

This forms the structural foundation of your Investor DNA™. 

Assesses your behavioral decision style using the Confidence and Method of Action framework.

It identifies how you react during uncertainty, market stress, and opportunity cycles.

This produces your unique Financial DNA™ profile.

Your personality type influences execution discipline more than market knowledge. 

Evaluates six measurable psychological biases that affect investment decisions.

These include Loss Aversion, Herd Behavior, Overconfidence, Recency Bias, Confirmation Bias, and Anchoring.

Each bias is scored to identify intensity and potential behavioral risk exposure.

Understanding these tendencies improves decision clarity and long-term consistency.